How to Claim Kerala Lottery Prize ?

Kerala Lottery offers attractive prizes to participating individuals whether it be the weekly lottery schemes or bumper lottery. After the winning the lottery prize, the claiming process is essential to receive your winnings without delays. This comprehensive guide explains the complete Kerala lottery prize claim process, required documents, tax implications, and important deadlines you must follow.

Kerala Lottery Prize Claim Procedure

The Directorate of Kerala State Lotteries has established a set of procedures to be followed for prize claims to ensure transparency. Whether you’ve won ₹500 or ₹5 crores, understanding and following the claim process is crucial for a smooth experience.

Time Limit for Prize Claims

Prize winners are advised to claim your Kerala Lottery Prize within 30 days from the date of draw. This deadline is striuctly followed. Claims submitted after 30 days will be rejected, result in forfeiture of your winnings.

Kerala Lottery Prize Claim Process Based on Prize Amount

Kerala Lottery Prize Claim process depends on how much you have won. below is the detailed complete breakdown-

For Prizes Upto ₹5,000
If your winning amount is ₹5,000 or less, the process is straightforward:

  • Visit any authorized Kerala lottery agent from whom you purchased the ticket
  • Present the original winning ticket with your signature on the back
  • Show valid photo identification (Aadhaar card is preferred)
  • The agent can verify and pay you the prize amount immediately

Note: While agents can pay these smaller prizes, they are not legally obligated to do so. If an agent refuses, proceed to the district lottery office.

For Prizes from ₹5,001 to ₹1,00,000

For medium-range prizes, you need to visit the District Lottery Office:

  1. Write your name, address, and sign on the back of the winning ticket using the space provided
  2. Visit the District Lottery Office in your area
  3. Submit the original winning ticket along with:
    • Valid Aadhaar card (self-attested photocopy)
    • PAN card (self-attested photocopy)
    • Any other government-issued photo ID
  4. The District Lottery Officer will verify and process your claim

For Prizes Above ₹1,00,000

High-value prize claims require submission to the Director of State Lotteries at the headquarters in Thiruvananthapuram:

Required Documents:

  • Original winning lottery ticket with your signature, full name, and complete address written on the back
  • Form V (Prize Claim Application) – duly filled and signed
  • Self-attested photocopy of both sides of the winning ticket
  • Two recent passport-size photographs attested by a Gazetted Officer or Notary
  • Self-attested copy of PAN card (mandatory)
  • Self-attested copy of Aadhaar card
  • Bank account details including:
    • Bank passbook or statement photocopy
    • Account number
    • IFSC code
    • Branch name and address
  • Prize receipt form with ₹1 revenue stamp affixed, containing winner’s full address
    Valid photo identity proof (self-attested copies of Ration Card, Driving License, Passport, or Election ID)

Additional Documents for Special Cases:

For minors: Guardianship certificate from a competent authority
For joint claims: Form VI (Joint Declaration) executed on stamp paper worth ₹50, authorizing one person to collect the prize
For winners residing outside Kerala: Form VII, notarized with stamp and seal

How to Download Kerala Lottery Claim Forms

All necessary forms required for the claiming process can be downloaded from the official website of the Directorate of Kerala State Lotteries at statelottery.kerala.gov.in. The main forms you’ll need are:

Form V: Application for claiming prize money above ₹10,000
Form VI: Joint Declaration Form (for multiple winners)
Form VII: Declaration for winners from outside Kerala
Prize Receipt Form: For acknowledging receipt of prize money

Ensure you fill these forms accurately with clear handwriting or typing. Any mistakes or incomplete information can delay your claim processing.

How to Claim through Banks ?

Prize winners can also claim the Kerala Lottery Prize Amount through nationalized banks, scheduled banks, or state/district cooperative banks. This option is convenient if you cannot travel to Thiruvananthapuram.

  1. Submit all required documents (listed above) to your chosen bank branch
  2. The bank will verify the documents and winning ticket
  3. The bank submits the claim to the Director of State Lotteries with:
    • Letter of authorization from you (the prize winner)
    • Certificate from the receiving bank
    • Certificate from the collecting bank
  4. Once approved, the prize money is deposited into your bank account

Kerala Lottery Prize Tax Deductions

For Prizes upto ₹10,000 No tax is deducted. For prizes above ₹10,000 30% income tax is deducted at source. For lottery agents’ commission 10% income tax deduction.

The income tax is deducted before payment and credited directly to the Central Government account. Currently, no surcharge or education cess is deducted as per Income Tax rules.

How to Claim Your Kerala Lottery Prize

Below is the coplete step-by-step guide to be followed for claiming your Kerala Lottery Prize Amount.

  • Step 1: Verify Your Win

    • Check results on the official website (statelottery.kerala.gov.in)
    • Match your ticket number with the Kerala Government Gazette publication
    • Verify the draw date and lottery scheme name
  • Step 2: Secure Your Ticket

    • Sign the back of the ticket immediately
    • Write your full name and complete address on the designated space
    • Make a photocopy of both sides for your records
    • Store the original ticket safely in a secure place
    • Avoid folding, tearing, or damaging the ticket
  • Step 3: Gather Required Documents

    • Prepare all documents listed above based on your prize amount
    • Get photocopies attested where required
    • Ensure your Aadhaar and PAN card details match
    • Obtain passport-size photographs with proper attestation
  • Step 4: Fill Claim Forms

    • Download Form V from the official website
    • Fill it accurately with all required information
    • Provide correct bank account details with IFSC code
    • Sign the form in the designated places
  • Step 5: Submit Your Claim

    • Visit the appropriate office (district office or directorate)
    • Carry original documents along with photocopies
    • Submit everything together to avoid multiple visits
    • Obtain an acknowledgment receipt with date and claim number
  • Step 6: Follow Up

    • Note down the contact details of the processing officer
    • Keep the acknowledgment receipt safely
    • Wait for verification (usually takes 15-45 days for large prizes)
    • Track your claim status by contacting the office
  • Step 7: Receive Payment

    • Once approved, the amount is transferred to your bank account
    • For bank claims, coordinate with your bank branch
    • Verify the credited amount matches (prize minus 30% tax)
    • Keep all documentation for tax filing purposes

Also Check:

About Kerala State Lotteries

Frequently Asked Questions

Q1: Can I claim Kerala lottery prize online?
A: No, Kerala lottery prizes cannot be claimed completely online. While you can download forms from the official website, the original winning ticket must be physically submitted to the lottery office or bank.
Q2: Can someone else claim the prize on my behalf?
A:Yes, but only with proper legal authorization. You must execute a Letter of Authorization on stamp paper, have it notarized, and the authorized person must carry the original document along with all other required paperwork.
Q3: What happens if I lose my winning ticket?
A: Unfortunately, lost or damaged tickets cannot be replaced. The original physical ticket is mandatory for prize claims. Store your tickets safely in a secure location.
Q4: Do I need to report lottery winnings in my ITR?
A: Yes, lottery winnings must be declared in your Income Tax Return under “Income from Other Sources” even though tax has been deducted at source.
Q5: Can NRIs claim Kerala lottery prizes?
A: Yes, Non-Resident Indians can claim Kerala lottery prizes, but they must follow the same process and may need additional documentation regarding their NRI status. The tax implications for NRIs might differ under Double Taxation Avoidance Agreements.